Ranked #65/225
Ranked #22/225

Snapshot

Capital One Spark Cash Plus
Capital One Spark Cash Plus
 Citi / AAdvantage Executive World Elite Mastercard
Citi / AAdvantage Executive World Elite Mastercard
IssuerCapital OneCiti
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$150.00$595.00
Base Rate2.00%1.00%
Travel Rewards0.00x4.00x
Auth. User Fee$0.00$175.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Hotels via Capital One Travel5.0%1.0% (base)
Rental Cars via Capital One Travel5.0%1.0% (base)
Hotels2.0% (base)10.0%
Travel2.0% (base)10.0%
American Airlines2.0% (base)4.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APRnull% - null%21.24% - 29.99%
Cash Advance APRN/A29.99%
Penalty APRN/A29.99%
Late Fee$39$41
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)Secondary
Baggage Delay-Covered
Baggage Loss-Covered
Cell Phone Protection--
Extended WarrantyExtends warranty by 1 year-
Purchase ProtectionCovered up to $10,000 per claim-
Return Protection--
Trip Cancellation Interruption-Covered
Trip Delay-Covered
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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