Ranked #65/225
Ranked #99/225

Snapshot

Capital One Spark Cash Plus
Capital One Spark Cash Plus
 Bank of America Premium Rewards
Bank of America Premium Rewards
IssuerCapital OneBank of America
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$150.00$95.00
Base Rate2.00%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)1.5% (base)
Hotels via Capital One Travel5.0%1.5% (base)
Rental Cars via Capital One Travel5.0%1.5% (base)
Travel2.0% (base)2.0%
Restaurants2.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APRnull% - null%21.24% - 28.24%
Cash Advance APRN/A29.99%
Penalty APRN/A29.99%
Late Fee$39$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)Yes
Baggage Delay-Yes
Baggage Loss--
Cell Phone Protection--
Extended WarrantyExtends warranty by 1 yearYes
Purchase ProtectionCovered up to $10,000 per claim90 days
Return Protection-90 days
Trip Cancellation Interruption-Yes
Trip Delay-Yes
Tsa Precheck Global Entry-Up to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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