Capital One QuicksilverOne Cash Rewards Credit Card vs Bank of America Premium Rewards Credit Card

Side-by-side comparison of Capital One QuicksilverOne Cash Rewards Credit Card and Bank of America Premium Rewards Credit Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Capital One QuicksilverOne Cash Rewards Credit Card	Bank of America Premium Rewards Credit Card
Issuer	Capital One	Bank of America
Network	Mastercard	Visa
Card Material	Plastic	Plastic
Annual Fee	$39.00	$95.00
Base Rate	1.50%	1.50%
Travel Rewards	0.00x	2.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.5% (base)	1.5% (base)
Hotels via Capital One Travel	5.0%	1.5% (base)
Rental Cars via Capital One Travel	5.0%	1.5% (base)
Travel	1.5% (base)	2.0%
Restaurants	1.5% (base)	2.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	29.99% - 29.99%	20.24% - 27.24%
Cash Advance APR	29.99%	29.99%
Penalty APR	N/A	N/A
Late Fee	$40	$40
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	Secondary	Secondary
Baggage Delay	—	Covered
Baggage Loss	—	Covered
Cell Phone Protection	—	—
Extended Warranty	Extends warranty by 1 year	Covered
Purchase Protection	—	Covered
Return Protection	—	Covered
Trip Cancellation Interruption	—	Covered
Trip Delay	—	Covered
Tsa Precheck Global Entry	—	Up to $100 statement credit every 4 years

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard