AAA Daily Advantage Visa Signature Credit Card vs United Gateway℠ Credit Card

Side-by-side comparison of AAA Daily Advantage Visa Signature Credit Card and United Gateway℠ Credit Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	AAA Daily Advantage Visa Signature Credit Card	United Gateway℠ Credit Card
Issuer	Bread Financial (Comenity)	Chase
Network	Visa	Visa
Card Material	Plastic	Plastic
Annual Fee	$0.00	$0.00
Base Rate	1.00%	1.00%
Travel Rewards	0.00x	2.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.0% (base)
Supermarkets	5.0%	1.0% (base)
Streaming	3.0%	1.0% (base)
Gas Stations	3.0%	2.0%
Wholesale Clubs	3.0%	1.0% (base)
Drugstores & Pharmacies	3.0%	1.0% (base)
AAA	3.0%	1.0% (base)
Airline	1.0% (base)	2.0%
Transit & Rideshare	1.0% (base)	2.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	19.24% - 29.24%	12.99% - 21.49%
Cash Advance APR	29.99%	21.74%
Penalty APR	N/A	23.24%
Late Fee	$41	$40
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	Secondary	✓
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	—	✓
Purchase Protection	—	120 days
Return Protection	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	—
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard