Ranked #77/225
Ranked #8/225

Snapshot

BMO Cash Back Mastercard
BMO Cash Back Mastercard
 Choice Privileges Select Mastercard
Choice Privileges Select Mastercard
IssuerBMO (US)Wells Fargo
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.00%1.00%
Travel Rewards0.00x10.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Telecommunications5.0%5.0%
telecom5.0%1.0% (base)
Gas Stations3.0%5.0%
Restaurants3.0%1.0% (base)
Hotels1.0% (base)10.0%
Supermarkets1.0% (base)5.0%
Home Improvement Stores1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%21.24% - 29.99%
Cash Advance APR29.24%29.99%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage Delay--
Baggage Loss--
Cell Phone ProtectionUp to $600 per claim, subject to $50 deductible (Max $1,000/year)Covered up to $800 per claim (subject to $25 deductible)
Extended WarrantyDoubles original warranty up to 1 additional year-
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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