Snapshot

BMO Cash Back Mastercard
BMO Cash Back Mastercard
 Petal 2 "Cash Back, No Fees" Visa Credit Card
Petal 2 "Cash Back, No Fees" Visa Credit Card
IssuerBMO (US)WebBank (Petal)
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.50%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Telecommunications5.0%1.5% (base)
Cell phone5.0%1.5% (base)
cable/satellite TV5.0%1.5% (base)
Gas Stations3.0%1.5% (base)
Restaurants3.0%1.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%18.24% - 32.24%
Cash Advance APR29.24%N/A
Penalty APRN/AN/A
Late Fee$40N/A
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondarySecondary
Baggage Delay——
Baggage Loss——
Cell Phone ProtectionUp to $600 per claim, subject to $50 deductible (Max $1,000/year)—
Extended WarrantyDoubles original warranty up to 1 additional year—
Purchase Protection——
Return Protection——
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard