Ranked #77/225
Ranked #98/225

Snapshot

BMO Cash Back Mastercard
BMO Cash Back Mastercard
 Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
IssuerBMO (US)Bank of America
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.00%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Telecommunications5.0%1.5% (base)
telecom5.0%1.5% (base)
Gas Stations3.0%1.5% (base)
Restaurants3.0%2.0%
Travel1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%20.24% - 27.24%
Cash Advance APR29.24%29.99%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage Delay-Covered
Baggage Loss-Covered
Cell Phone ProtectionUp to $600 per claim, subject to $50 deductible (Max $1,000/year)-
Extended WarrantyDoubles original warranty up to 1 additional yearCovered
Purchase Protection-Covered
Return Protection-Covered
Trip Cancellation Interruption-Covered
Trip Delay-Covered
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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