Snapshot

Bank of America Unlimited Cash Rewards
Bank of America Unlimited Cash Rewards
 Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
IssuerBank of AmericaBank of America
NetworkVisaVisa
Card MaterialPlasticMetal
Annual Fee$0.00$550.00
Base Rate1.50%1.50%
Travel Rewards1.50x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)1.5% (base)
Travel1.5% (base)2.0%
Restaurants1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR18.24% - 28.24%21.24% - 28.24%
Cash Advance APR29.99%29.99%
Penalty APR29.99%29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental—✓
Baggage Delay—✓
Baggage Loss—✓
Cell Phone Protection——
Extended Warranty—✓
Purchase Protection—90 days
Return Protection—90 days
Trip Cancellation Interruption—✓
Trip Delay—✓
Tsa Precheck Global Entry—Up to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard