Royal Caribbean Visa Signature vs Ink Business Premier Credit Card

Side-by-side comparison of Royal Caribbean Visa Signature and Ink Business Premier Credit Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Royal Caribbean Visa Signature	Ink Business Premier Credit Card
Issuer	Bank of America	Chase
Network	Visa	Visa
Card Material	Plastic	Metal
Annual Fee	$0.00	$195.00
Base Rate	1.00%	2.00%
Travel Rewards	2.00x	5.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	3%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	2.0% (base)
Royal Caribbean and Celebrity Cruises	2.0%	2.0% (base)
Travel	1.0% (base)	5.0%
Purchases of $5,000+	1.0% (base)	2.5%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	18.24% - 28.24%	N/A
Cash Advance APR	29.99%	N/A
Penalty APR	29.99%	N/A
Late Fee	$40	$40
Balance Transfer Fee	undefined% (min $0)	N/A

Insurance & Protections

Auto Rental	—	✓
Baggage Delay	—	✓
Baggage Loss	—	—
Cell Phone Protection	—	✓
Extended Warranty	—	✓
Purchase Protection	—	120 days
Return Protection	—	—
Trip Cancellation Interruption	—	✓
Trip Delay	—	✓
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard