Ranked #99/225
Ranked #135/225

Snapshot

Bank of America Premium Rewards
Bank of America Premium Rewards
 SchoolsFirst Inspire Mastercard
SchoolsFirst Inspire Mastercard
IssuerBank of AmericaSchoolsFirst FCU
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.50%1.50%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.5% (base)
Travel2.0%1.5% (base)
Restaurants2.0%1.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%13.9% - 18%
Cash Advance APR29.99%18%
Penalty APR29.99%N/A
Late Fee$40$15
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalYesSecondary
Baggage DelayYes-
Baggage Loss--
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection90 days-
Return Protection90 days-
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global EntryUp to $100-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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