Ranked #99/225
Ranked #208/225

Snapshot

Bank of America Premium Rewards
Bank of America Premium Rewards
 Citi Diamond Preferred Card
Citi Diamond Preferred Card
IssuerBank of AmericaCiti
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.50%0.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)0.0% (base)
Travel2.0%0.0% (base)
Restaurants2.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%17.74% - 28.49%
Cash Advance APR29.99%29.99%
Penalty APR29.99%29.99%
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYes-
Baggage DelayYes-
Baggage Loss--
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection90 days-
Return Protection90 days-
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global EntryUp to $100-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

United℠ Explorer CardUnited℠ Explorer Card#153 · $828/yrUnited Club℠ Business CardUnited Club℠ Business Card#154 · $828/yrAmex Delta SkyMiles BlueAmex Delta SkyMiles Blue#152 · $828/yrAmazon VisaAmazon Visa#155 · $816/yr