Ranked #99/225
Ranked #85/225

Snapshot

Bank of America Premium Rewards
Bank of America Premium Rewards
 Capital One Venture X Business
Capital One Venture X Business
IssuerBank of AmericaCapital One
NetworkVisaMastercard
Card MaterialPlasticMetal
Annual Fee$95.00$395.00
Base Rate1.50%2.00%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)2.0% (base)
Travel2.0%2.0% (base)
Restaurants2.0%2.0% (base)
Hotels via Capital One Travel1.5% (base)10.0%
Rental Cars via Capital One Travel1.5% (base)10.0%
Airline1.5% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone18 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR21.24% - 28.24%19.99% - 29.99%
Cash Advance APR29.99%29.99%
Penalty APR29.99%N/A
Late Fee$40$39
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesPrimary (when renting for business purposes)
Baggage DelayYes-
Baggage Loss-Covered
Cell Phone Protection--
Extended WarrantyYesExtends warranty by 1 year
Purchase Protection90 daysCovered
Return Protection90 days-
Trip Cancellation InterruptionYesCovered
Trip DelayYesCovered
Tsa Precheck Global EntryUp to $100Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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