Ranked #99/225
Ranked #101/225

Snapshot

Bank of America Premium Rewards
Bank of America Premium Rewards
 Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
IssuerBank of AmericaBank of America
NetworkVisaVisa
Card MaterialPlasticMetal
Annual Fee$95.00$550.00
Base Rate1.50%1.50%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.5% (base)
Travel2.0%2.0%
Restaurants2.0%2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%21.24% - 28.24%
Cash Advance APR29.99%29.99%
Penalty APR29.99%29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesYes
Baggage DelayYesYes
Baggage Loss-Yes
Cell Phone Protection--
Extended WarrantyYesYes
Purchase Protection90 days90 days
Return Protection90 days90 days
Trip Cancellation InterruptionYesYes
Trip DelayYesYes
Tsa Precheck Global EntryUp to $100Up to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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