Snapshot

Bank of America Premium Rewards
Bank of America Premium Rewards
Amex Marriott Bonvoy Business Card
Amex Marriott Bonvoy Business Card
IssuerBank of AmericaAmerican Express
NetworkVisaAmerican Express
Card MaterialPlasticPlastic
Annual Fee$95.00$125.00
Base Rate1.50%2.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.5% (base)2.0% (base)
Travel2.0%2.0% (base)
Restaurants2.0%2.0% (base)
Hotels1.5% (base)6.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%12.74% - 21.74%
Cash Advance APR29.99%28.74%
Penalty APR29.99%29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto Rental
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection90 days
Return Protection90 days
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global EntryUp to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard