Air France KLM World Elite Mastercard vs Fidelity Rewards Visa Signature Card

Side-by-side comparison of Air France KLM World Elite Mastercard and Fidelity Rewards Visa Signature Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Air France KLM World Elite Mastercard	Fidelity Rewards Visa Signature Card
Issuer	Bank of America	Elan Financial Services
Network	Mastercard	Visa
Card Material	Plastic	Plastic
Annual Fee	$89.00	$0.00
Base Rate	1.50%	2.00%
Travel Rewards	3.00x	0.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	1%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.5% (base)	2.0% (base)
Air France, KLM and SkyTeam member airlines	3.0%	2.0% (base)
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	21.24% - 28.24%	18.99% - 28.99%
Cash Advance APR	29.99%	29.99%
Penalty APR	29.99%	N/A
Late Fee	$40	$40
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	—	Secondary
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	—	—
Purchase Protection	—	—
Return Protection	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	—
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard