Snapshot

Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
U.S. Bank Altitude Reserve Visa Infinite Card
U.S. Bank Altitude Reserve Visa Infinite Card
IssuerBank of AmericaU.S. Bank
NetworkVisaVisa
Card MaterialPlasticMetal
Annual Fee$95.00$400.00
Base Rate1.50%1.00%
Travel Rewards2.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%3.0%
Restaurants2.0%1.0% (base)
Hotels1.5% (base)5.0%
Mobile Wallet Purchases1.5% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%22.24% - 29.24%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondaryPrimary
Baggage DelayCovered
Baggage LossCovered
Cell Phone Protection
Extended WarrantyCoveredCovered
Purchase ProtectionCoveredCovered
Return ProtectionCoveredCovered
Trip Cancellation InterruptionCoveredCovered up to $2,000
Trip DelayCoveredCovered for delays over 6 hours
Tsa Precheck Global EntryUp to $100 statement credit every 4 yearsUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard