Snapshot

Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
 Robinhood Gold Card
Robinhood Gold Card
IssuerBank of AmericaRobinhood
NetworkVisaVisa
Card MaterialPlasticMetal
Annual Fee$95.00$0.00
Base Rate1.50%3.00%
Travel Rewards2.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)3.0% (base)
Travel2.0%3.0% (base)
Restaurants2.0%3.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%12.24% - 22.24%
Cash Advance APR29.99%N/A
Penalty APRN/AN/A
Late Fee$40N/A
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondary✓
Baggage DelayCovered—
Baggage LossCovered—
Cell Phone Protection——
Extended WarrantyCovered✓
Purchase ProtectionCovered90 days
Return ProtectionCovered—
Roadside Dispatch——
Trip Cancellation InterruptionCovered—
Trip DelayCovered—
Tsa Precheck Global EntryUp to $100 statement credit every 4 years—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard