Snapshot

Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
 Citi / AAdvantage Platinum Select World Elite Mastercard
Citi / AAdvantage Platinum Select World Elite Mastercard
IssuerBank of AmericaCiti
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$95.00$99.00
Base Rate1.50%1.00%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants2.0%2.0%
Gas Stations1.5% (base)2.0%
Airline1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%21.24% - 29.99%
Cash Advance APR29.99%29.99%
Penalty APRN/A29.99%
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary—
Baggage DelayCovered—
Baggage LossCovered—
Cell Phone Protection——
Extended WarrantyCovered—
Purchase ProtectionCovered—
Return ProtectionCovered—
Trip Cancellation InterruptionCovered—
Trip DelayCovered—
Tsa Precheck Global EntryUp to $100 statement credit every 4 years—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard