Snapshot

Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
 United Gateway℠ Credit Card
United Gateway℠ Credit Card
IssuerBank of AmericaChase
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.50%1.00%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants2.0%1.0% (base)
Airline1.5% (base)2.0%
Gas Stations1.5% (base)2.0%
Transit & Rideshare1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%12.99% - 21.49%
Cash Advance APR29.99%21.74%
Penalty APRN/A23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary✓
Baggage DelayCovered—
Baggage LossCovered—
Cell Phone Protection——
Extended WarrantyCovered✓
Purchase ProtectionCovered120 days
Return ProtectionCovered—
Trip Cancellation InterruptionCovered—
Trip DelayCovered—
Tsa Precheck Global EntryUp to $100 statement credit every 4 years—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard