Ranked #98/225
Ranked #153/225

Snapshot

Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
 United℠ Explorer Card
United℠ Explorer Card
IssuerBank of AmericaChase
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$95.00$150.00
Base Rate1.50%1.00%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants2.0%2.0%
Hotels1.5% (base)2.0%
United1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%12.99% - 21.49%
Cash Advance APR29.99%21.74%
Penalty APRN/A23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondaryYes
Baggage DelayCoveredYes
Baggage LossCovered-
Cell Phone Protection--
Extended WarrantyCoveredYes
Purchase ProtectionCovered120 days
Return ProtectionCovered-
Trip Cancellation InterruptionCoveredYes
Trip DelayCoveredYes
Tsa Precheck Global EntryUp to $100 statement credit every 4 yearsYes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

Bank of America Travel Rewards Credit CardBank of America Travel Rewards Credit Card#125 · $900/yrBank of America Unlimited Cash Rewards Credit CardBank of America Unlimited Cash Rewards Credit Card#126 · $900/yrBank of America Business Advantage Unlimited Cash Rewards MastercardBank of America Business Advantage Unlimited Cash Rewards Mastercard#124 · $900/yrBusiness Advantage Unlimited Cash Rewards MastercardBusiness Advantage Unlimited Cash Rewards Mastercard#127 · $900/yr