Bank of America Premium Rewards Elite Credit Card vs U.S. Bank Altitude Reserve Visa Infinite Card

	Bank of America Premium Rewards Elite Credit Card	U.S. Bank Altitude Reserve Visa Infinite Card
Issuer	Bank of America	U.S. Bank
Network	Visa	Visa
Card Material	Metal	Metal
Annual Fee	$550.00	$400.00
Base Rate	1.50%	1.00%
Travel Rewards	2.00x	5.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Transfer Partners	None	None
Annual Credits	None	None

Auto Rental	Primary	Primary
Baggage Delay	Covered up to $100 per day for 5 days	—
Baggage Loss	Covered up to $3,000 per passenger	—
Cell Phone Protection	—	—
Extended Warranty	Extends warranty by 1 year	Covered
Purchase Protection	Covered up to $10,000 per claim	Covered
Return Protection	Covered up to $300 per item	Covered
Trip Cancellation Interruption	Covered up to $2,500 per person	Covered up to $2,000
Trip Delay	Covered up to $500 per ticket for delays over 6 hours	Covered for delays over 6 hours
Tsa Precheck Global Entry	Up to $100 statement credit every 4 years	Up to $100 statement credit every 4 years

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard