Snapshot
Welcome Offer
Bonus None None
Spend Requirement — —
Timeline — —
Rewards Breakdown
Base Rate 1.5% (base) 1.5% (base) Travel 2.0% 1.5% (base) Restaurants 2.0% 1.5% (base) Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners None None
Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 20.24% - 27.24% 17.24% - 24.24%
Cash Advance APR 29.99% 26.24%
Penalty APR N/A N/A
Late Fee $40 $39
Balance Transfer Fee undefined% (min $0) undefined% (min $0)
Insurance & Protections
Auto Rental Primary Secondary Baggage Delay Covered up to $100 per day for 5 days — Baggage Loss Covered up to $3,000 per passenger — Cell Phone Protection — — Extended Warranty Extends warranty by 1 year — Purchase Protection Covered up to $10,000 per claim — Return Protection Covered up to $300 per item — Trip Cancellation Interruption Covered up to $2,500 per person — Trip Delay Covered up to $500 per ticket for delays over 6 hours — Tsa Precheck Global Entry Up to $100 statement credit every 4 years —
Usability & Experience
Digital Wallet N/A N/A
Instant Card Number — —
Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A
Application Rules Standard Standard
More Comparisons
All Bank of America Premium Rewards Elite Credit Card comparisons →
All Santander Ultimate Cash Back comparisons →
Santander Ultimate Cash Back vs Bank of America Premium Rewards Elite Credit Card →