Ranked #100/225
Ranked #32/225

Snapshot

Bank of America Premium Rewards Elite Credit Card
Bank of America Premium Rewards Elite Credit Card
 Chase Freedom Flex℠
Chase Freedom Flex℠
IssuerBank of AmericaChase
NetworkVisaMastercard
Card MaterialMetalPlastic
Annual Fee$550.00$0.00
Base Rate1.50%1.00%
Travel Rewards2.00x1.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%5.0%
Restaurants2.0%3.0%
Rotating Quarterly Categories1.5% (base)5.0%
Drugstores & Pharmacies1.5% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%11.49% - 20.99%
Cash Advance APR29.99%21.74%
Penalty APRN/A23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimaryYes
Baggage DelayCovered up to $100 per day for 5 days-
Baggage LossCovered up to $3,000 per passenger-
Cell Phone Protection-Yes
Extended WarrantyExtends warranty by 1 yearYes
Purchase ProtectionCovered up to $10,000 per claim120 days
Return ProtectionCovered up to $300 per item-
Roadside Dispatch-Pay-per-use
Trip Cancellation InterruptionCovered up to $2,500 per person-
Trip DelayCovered up to $500 per ticket for delays over 6 hours-
Tsa Precheck Global EntryUp to $100 statement credit every 4 years-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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