Snapshot
Welcome Offer
Bonus None None Spend Requirement — — Timeline — —
Rewards Breakdown
Base Rate 1.5% (base) 1.0% (base) Travel 2.0% 5.0% Restaurants 2.0% 3.0% Rotating Quarterly Categories 1.5% (base) 5.0% Drugstores 1.5% (base) 3.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners None None Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 20.24% - 27.24% 11.49% - 20.99% Cash Advance APR 29.99% 21.74% Penalty APR N/A 23.24% Late Fee $40 $40 Balance Transfer Fee undefined% (min $0) undefined% (min $0)
Insurance & Protections
Auto Rental Primary ✓ Baggage Delay Covered up to $100 per day for 5 days — Baggage Loss Covered up to $3,000 per passenger — Cell Phone Protection — ✓ Extended Warranty Extends warranty by 1 year ✓ Purchase Protection Covered up to $10,000 per claim 120 days Return Protection Covered up to $300 per item — Roadside Dispatch — Pay-per-use Trip Cancellation Interruption Covered up to $2,500 per person — Trip Delay Covered up to $500 per ticket for delays over 6 hours — Tsa Precheck Global Entry Up to $100 statement credit every 4 years —
Usability & Experience
Digital Wallet N/A N/A Instant Card Number — — Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A Application Rules Standard Standard
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