Snapshot

Charles Schwab Investor Credit Card from American Express
Charles Schwab Investor Credit Card from American Express
 Choice Privileges Mastercard
Choice Privileges Mastercard
IssuerAmerican ExpressWells Fargo
NetworkAmerican ExpressMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate0.00%1.00%
Travel Rewards0.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee2.7%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate0.0% (base)1.0% (base)
Hotels0.0% (base)5.0%
Gas Stations0.0% (base)3.0%
Supermarkets0.0% (base)3.0%
Home Improvement Stores0.0% (base)3.0%
Telecommunications0.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%21.24% - 29.99%
Cash Advance APR21.99%29.99%
Penalty APR26.74%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental—Secondary
Baggage Delay——
Baggage Loss——
Cell Phone Protection—Covered up to $600 per claim (subject to $25 deductible)
Extended Warranty——
Purchase Protection——
Return Protection——
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard