Snapshot

Charles Schwab Investor Credit Card from American Express
Charles Schwab Investor Credit Card from American Express
U.S. Bank Altitude Reserve Visa Infinite Card
U.S. Bank Altitude Reserve Visa Infinite Card
IssuerAmerican ExpressU.S. Bank
NetworkAmerican ExpressVisa
Card MaterialPlasticMetal
Annual Fee$0.00$400.00
Base Rate0.00%1.00%
Travel Rewards0.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee2.7%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate0.0% (base)1.0% (base)
Hotels0.0% (base)5.0%
Travel0.0% (base)3.0%
Mobile Wallet Purchases0.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%22.24% - 29.24%
Cash Advance APR21.99%29.99%
Penalty APR26.74%N/A
Late Fee$40$41
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalPrimary
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended WarrantyCovered
Purchase ProtectionCovered
Return ProtectionCovered
Trip Cancellation InterruptionCovered up to $2,000
Trip DelayCovered for delays over 6 hours
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard