Snapshot

Amex Optima Card
Amex Optima Card
 Chime Credit Builder Secured Visa Credit Card
Chime Credit Builder Secured Visa Credit Card
IssuerAmerican ExpressChime (Stride Bank)
NetworkAmerican ExpressVisa
Card MaterialPlasticPlastic
Annual Fee$49.00$0.00
Base Rate0.00%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee2.7%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate0.0% (base)0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR14.99% - 14.99%0% - 0%
Cash Advance APR28.74%N/A
Penalty APR29.99%N/A
Late Fee$40N/A
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto Rental——
Baggage Delay——
Baggage Loss——
Cell Phone Protection——
Extended Warranty——
Purchase Protection——
Return Protection——
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard