The Merrick Bank Double Your Line Visa, issued by Merrick Bank, is a solid choice in the market.
Merrick Bank Double Your Line Visa Payoff Analysis
Merrick Bank Double Your Line® Visa® Payoff Analysis
This tool is provided "AS IS" for informational purposes. It does not constitute financial or legal advice. Projections are based solely on user inputs and may not reflect current issuer terms. Users must verify all data against their official cardmember agreements. See full Terms.
Time to Pay Off
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Rewards Earned
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Interest Paid
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Interest Earned
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Interest earned by keeping your cash in a yield-bearing account during the grace period.
Formula: Balance × (APY / 365) × Days. --
Formula: Balance × (APY / 365) × Days. --
* Estimates use live economic data (Prime Rate: 6.75%) and daily compounding. Does not include new purchases or late fees.
Snapshot
Merrick Bank Double Your Line® Visa® | |
|---|---|
| Issuer | Merrick Bank |
| Network | Visa (Visa Traditional) |
| Card Material | Plastic |
| Annual Fee | $36.00 |
| Base Rate | 0.00% |
| Travel Rewards | 0.00x |
| Authorized User Fee | $0.00 |
| Foreign Transaction Fee | 2% |
| Credit Reporting | Ex, Eq, Tu |
| Product Lifecycle | Available (11y ago) |
| Minimum Credit Line | $200 |
Rewards Breakdown
| Base Rate | 0.00% |
| Anniversary Bonus | None |
| Portal Boost | 1x |
Pricing Details
| Purchase APR | 31.70% - 36.70% |
| Cash Advance Fee | 4% |
| Balance Transfer Fee | None |
| Late Payment Fee | Up to $40 |
| Minimum Interest Charge | $1.50 |
| Grace Period | 25 days |
| Penalty APR | None |
Official Resources
Usability & Experience
| Digital Wallets | apple-pay, google-pay, samsung-pay |
| Customer Service | Unverified |
| Instant Use | No |
Strategy & Eligibility
| Min. Credit Score | 550+ |
| Recommended Range | Poor to Fair |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (None) |
| Closure Grace Period | None |
Comparisons
See how the Merrick Bank Double Your Line Visa compares to other cards.