Snapshot

Amex Delta SkyMiles Platinum
Amex Delta SkyMiles Platinum
Wells Fargo Autograph Journey℠ Card
Wells Fargo Autograph Journey℠ Card
IssuerAmerican ExpressWells Fargo
NetworkAmerican ExpressVisa
Card MaterialPlasticPlastic
Annual Fee$350.00$95.00
Base Rate1.00%1.00%
Travel Rewards0.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Airline3.0%4.0%
Hotels3.0%5.0%
Restaurants2.0%3.0%
Supermarkets2.0%1.0% (base)
Travel1.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone6 partners
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR12.74% - 21.74%21.24% - 29.99%
Cash Advance APR28.74%29.99%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondary
Baggage Delay
Baggage Loss
Cell Phone ProtectionCovered up to $1,000 per claim (subject to $25 deductible)
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation InterruptionCovered up to $15,000 per trip
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard