Snapshot

Amex Delta SkyMiles Blue
Amex Delta SkyMiles Blue
Gemini Credit Card
Gemini Credit Card
IssuerAmerican ExpressWebBank (Gemini)
NetworkAmerican ExpressMastercard
Card MaterialPlasticMetal
Annual Fee$0.00$0.00
Base Rate1.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Airline2.0%1.0% (base)
Restaurants2.0%3.0%
Supermarkets1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%17.49% - 29.49%
Cash Advance APR28.74%29.49%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto RentalSecondary
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard