Centurion Card from American Express vs Citi / AAdvantage Executive World Elite Mastercard

Side-by-side comparison of Centurion Card from American Express and Citi / AAdvantage Executive World Elite Mastercard. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Centurion Card from American Express	Citi / AAdvantage Executive World Elite Mastercard
Issuer	American Express	Citi
Network	American Express	Mastercard
Card Material	Plastic	Plastic
Annual Fee	$5000.00	$595.00
Base Rate	1.00%	1.00%
Travel Rewards	0.00x	4.00x
Auth. User Fee	$0.00	$175.00
Foreign Txn Fee	0%	0%
Lifecycle	Active	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.0% (base)
Purchases over $5k	1.5%	1.0% (base)
Hotels	1.0% (base)	10.0%
Travel	1.0% (base)	10.0%
Airline	1.0% (base)	4.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	20 partners	None
Annual Credits	None	None

Transfer Partners

1:1

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Pricing Details

Purchase APR	12.74% - 21.74%	21.24% - 29.99%
Cash Advance APR	28.74%	29.99%
Penalty APR	29.99%	29.99%
Late Fee	$40	$41
Balance Transfer Fee	N/A	undefined% (min $0)

Insurance & Protections

Auto Rental	—	Secondary
Baggage Delay	—	Covered
Baggage Loss	—	Covered
Cell Phone Protection	—	—
Extended Warranty	—	—
Purchase Protection	—	—
Return Protection	—	—
Trip Cancellation Interruption	—	Covered
Trip Delay	—	Covered
Tsa Precheck Global Entry	—	Up to $100 statement credit every 4 years

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard