Ranked #202/225
Ranked #98/225

Snapshot

Centurion Card from American Express
Centurion Card from American Express
 Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
IssuerAmerican ExpressBank of America
NetworkAmerican ExpressVisa
Card MaterialPlasticPlastic
Annual Fee$5000.00$95.00
Base Rate1.00%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Purchases over $5k1.5%1.5% (base)
Travel1.0% (base)2.0%
Restaurants1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR12.74% - 21.74%20.24% - 27.24%
Cash Advance APR28.74%29.99%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental-Secondary
Baggage Delay-Covered
Baggage Loss-Covered
Cell Phone Protection--
Extended Warranty-Covered
Purchase Protection-Covered
Return Protection-Covered
Trip Cancellation Interruption-Covered
Trip Delay-Covered
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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