Ranked #86/225
Ranked #49/225

Snapshot

Amex Business Platinum Card
Amex Business Platinum Card
 Platinum Rewards Visa Signature Card
Platinum Rewards Visa Signature Card
IssuerAmerican ExpressPenFed Credit Union
NetworkAmerican ExpressVisa
Card MaterialPlasticPlastic
Annual Fee$895.00$0.00
Base Rate1.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Travel5.0%1.0% (base)
Large Purchases1.5%1.0% (base)
Gas Stations1.0% (base)5.0%
Supermarkets1.0% (base)3.0%
Restaurants1.0% (base)3.0%
Telecommunications1.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR10.99% - 21.74%17.99% - 17.99%
Cash Advance APR28.74%17.99%
Penalty APR29.99%N/A
Late Fee$40$29
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental-Secondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

Capital One SavorOne Cash Rewards Credit CardCapital One SavorOne Cash Rewards Credit Card#67 · $1,170/yrCapital One SavorOne Student Cash Rewards Credit CardCapital One SavorOne Student Cash Rewards Credit Card#68 · $1,170/yrUnited Club℠ Infinite CardUnited Club℠ Infinite Card#66 · $1,188/yrShop Your Way MastercardShop Your Way Mastercard#69 · $1,152/yr