Ranked #27/225
Ranked #42/225

Snapshot

Amex Graphite Business Cash Unlimited Card
Amex Graphite Business Cash Unlimited Card
Platinum Rewards Visa
Platinum Rewards Visa
IssuerAmerican ExpressCredit One Bank
NetworkAmerican ExpressVisa
Card MaterialPlasticPlastic
Annual Fee$295.00$39.00
Base Rate2.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$19.00
Foreign Txn Fee0%3%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Travel5.0%1.0% (base)
Gas Stations2.0% (base)5.0%
Supermarkets2.0% (base)5.0%
Telecommunications2.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%29.74% - 29.74%
Cash Advance APR28.74%29.74%
Penalty APR29.99%N/A
Late Fee$40$39
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto Rental--
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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