Snapshot

Amex Blue Cash Preferred
Amex Blue Cash Preferred
Wells Fargo Autograph℠ Card
Wells Fargo Autograph℠ Card
IssuerAmerican ExpressWells Fargo
NetworkAmerican ExpressVisa
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.00%1.00%
Travel Rewards0.00x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee2.7%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Supermarkets6.0%1.0% (base)
Streaming6.0%3.0%
Gas Stations3.0%3.0%
Transit & Rideshare3.0%3.0%
Restaurants1.0% (base)3.0%
Travel1.0% (base)3.0%
Telecommunications1.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone6 partners
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR12.74% - 21.74%20.24% - 29.99%
Cash Advance APR21.99%29.99%
Penalty APR26.74%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondary
Baggage Delay
Baggage Loss
Cell Phone ProtectionCovered up to $600 per claim (subject to $25 deductible)
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard