Snapshot

Amex Blue Cash Preferred
Amex Blue Cash Preferred
Merrick Bank Double Your Line Visa
Merrick Bank Double Your Line Visa
IssuerAmerican ExpressMerrick Bank
NetworkAmerican ExpressVisa
Card MaterialPlasticPlastic
Annual Fee$95.00$36.00
Base Rate1.00%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee2.7%2%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)0.0% (base)
Supermarkets6.0%0.0% (base)
Streaming6.0%0.0% (base)
Gas Stations3.0%0.0% (base)
Transit & Rideshare3.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%24.95% - 29.95%
Cash Advance APR21.99%29.95%
Penalty APR26.74%N/A
Late Fee$40$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto Rental
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard