Snapshot

Amex Blue Cash Everyday
Amex Blue Cash Everyday
 Capital One Spark Cash Plus
Capital One Spark Cash Plus
IssuerAmerican ExpressCapital One
NetworkAmerican ExpressMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$150.00
Base Rate1.00%2.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee2.7%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.0% (base)2.0% (base)
Supermarkets3.0%2.0% (base)
Gas Stations3.0%2.0% (base)
Online Retail3.0%2.0% (base)
Hotels via Capital One Travel1.0% (base)5.0%
Rental Cars via Capital One Travel1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%null% - null%
Cash Advance APR21.99%N/A
Penalty APR26.74%N/A
Late Fee$40$39
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto Rental—Primary (when renting for business purposes)
Baggage Delay——
Baggage Loss——
Cell Phone Protection——
Extended Warranty—Extends warranty by 1 year
Purchase Protection—Covered up to $10,000 per claim
Return Protection——
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard