Snapshot

Choice Privileges Select Mastercard
Choice Privileges Select Mastercard
 Charles Schwab Investor Credit Card from American Express
Charles Schwab Investor Credit Card from American Express
IssuerWells FargoAmerican Express
NetworkMastercardAmerican Express
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.00%0.00%
Travel Rewards10.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.0% (base)0.0% (base)
Hotels10.0%0.0% (base)
Gas Stations5.0%0.0% (base)
Supermarkets5.0%0.0% (base)
Home Improvement Stores5.0%0.0% (base)
Telecommunications5.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 29.99%12.74% - 21.74%
Cash Advance APR29.99%21.99%
Penalty APRN/A26.74%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondary—
Baggage Delay——
Baggage Loss——
Cell Phone ProtectionCovered up to $800 per claim (subject to $25 deductible)—
Extended Warranty——
Purchase Protection——
Return Protection——
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global EntryUp to $100 statement credit every 4 years—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard