Ranked #146/225
Ranked #212/225

Snapshot

USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
Wells Fargo Reflect Card
Wells Fargo Reflect Card
IssuerUSAAWells Fargo
NetworkAmerican ExpressVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)0.0% (base)
Gas Stations5.0%0.0% (base)
military base purchases5.0%0.0% (base)
Supermarket purchases (up to $3,000/year)2.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR17.15% - 31.15%18.24% - 29.99%
Cash Advance APR31.15%29.99%
Penalty APR32.4%N/A
Late Fee$35$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage DelayUp to $100 per day for 3 days-
Baggage Loss--
Cell Phone Protection-Covered up to $600 per claim (subject to $25 deductible)
Extended WarrantyDoubles original warranty up to 1 additional year-
Purchase Protection--
Return Protection--
Trip Cancellation InterruptionUp to $1,500 per covered person-
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier