Ranked #146/225
Ranked #186/225

Snapshot

USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
Wells Fargo Attune℠ Card
Wells Fargo Attune℠ Card
IssuerUSAAWells Fargo
NetworkAmerican ExpressMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Gas Stations5.0%1.0% (base)
military base purchases5.0%1.0% (base)
Supermarket purchases (up to $3,000/year)2.0%1.0% (base)
Self-Care, Pet Care, and Impacts (Transit, EV Charging, etc.)1.0% (base)4.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR17.15% - 31.15%20.24% - 29.99%
Cash Advance APR31.15%29.99%
Penalty APR32.4%N/A
Late Fee$35$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage DelayUp to $100 per day for 3 days-
Baggage Loss--
Cell Phone Protection-Covered up to $600 per claim (subject to $25 deductible)
Extended WarrantyDoubles original warranty up to 1 additional year-
Purchase Protection--
Return Protection--
Trip Cancellation InterruptionUp to $1,500 per covered person-
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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