Ranked #146/225
Ranked #210/225

Snapshot

USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
Citi Simplicity Card
Citi Simplicity Card
IssuerUSAACiti
NetworkAmerican ExpressMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)0.0% (base)
Gas Stations5.0%0.0% (base)
military base purchases5.0%0.0% (base)
Supermarket purchases (up to $3,000/year)2.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR17.15% - 31.15%18.74% - 29.49%
Cash Advance APR31.15%29.99%
Penalty APR32.4%N/A
Late Fee$35N/A
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary-
Baggage DelayUp to $100 per day for 3 days-
Baggage Loss--
Cell Phone Protection--
Extended WarrantyDoubles original warranty up to 1 additional year-
Purchase Protection--
Return Protection--
Trip Cancellation InterruptionUp to $1,500 per covered person-
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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