Snapshot

U.S. Bank Shopper Cash Rewards Visa Signature Card
U.S. Bank Shopper Cash Rewards Visa Signature Card
Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card
IssuerU.S. BankCapital One
NetworkVisaVisa
Card MaterialPlasticMetal
Annual Fee$95.00$395.00
Base Rate1.50%2.00%
Travel Rewards5.50x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.5% (base)2.0% (base)
Two retailers you choose (up to $1,500/quarter)6.0%2.0% (base)
Prepaid car and hotel reservations via Rewards Center5.5%2.0% (base)
One everyday category you choose (up to $1,500/quarter)3.0%2.0% (base)
Hotels via Capital One Travel1.5% (base)10.0%
Rental Cars via Capital One Travel1.5% (base)10.0%
Airline1.5% (base)5.0%
Vacation Rentals via Capital One Travel1.5% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone18 partners
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR19.49% - 29.49%19.99% - 29.99%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondaryPrimary
Baggage Delay
Baggage LossCovered up to $3,000 per trip
Cell Phone ProtectionCovered up to $800 per claim (subject to $50 deductible)
Extended WarrantyExtends warranty by 1 year
Purchase ProtectionCovered up to $10,000 per claim
Return ProtectionCovered up to $300 per item
Trip Cancellation InterruptionCovered up to $2,000 per person
Trip DelayCovered up to $500 per ticket
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard