U.S. Bank Business Altitude Power World Elite Mastercard vs Bank of America Premium Rewards Credit Card

Side-by-side comparison of U.S. Bank Business Altitude Power World Elite Mastercard and Bank of America Premium Rewards Credit Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	U.S. Bank Business Altitude Power World Elite Mastercard	Bank of America Premium Rewards Credit Card
Issuer	U.S. Bank	Bank of America
Network	Mastercard	Visa
Card Material	Plastic	Plastic
Annual Fee	$195.00	$95.00
Base Rate	2.00%	1.50%
Travel Rewards	0.00x	2.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	2.0% (base)	1.5% (base)
Mobile Wallet Purchases (up to $5k/billing cycle)	2.5%	1.5% (base)
Travel	2.0% (base)	2.0%
Restaurants	2.0% (base)	2.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	19.24% - 28.24%	20.24% - 27.24%
Cash Advance APR	29.99%	29.99%
Penalty APR	N/A	N/A
Late Fee	$39	$40
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	Primary (when renting for business purposes)	Secondary
Baggage Delay	—	Covered
Baggage Loss	—	Covered
Cell Phone Protection	—	—
Extended Warranty	—	Covered
Purchase Protection	—	Covered
Return Protection	—	Covered
Trip Cancellation Interruption	—	Covered
Trip Delay	—	Covered
Tsa Precheck Global Entry	—	Up to $100 statement credit every 4 years

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard