U.S. Bank Altitude Reserve Visa Infinite Card vs Citi Custom Cash Card

Side-by-side comparison of U.S. Bank Altitude Reserve Visa Infinite Card and Citi Custom Cash Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	U.S. Bank Altitude Reserve Visa Infinite Card	Citi Custom Cash Card
Issuer	U.S. Bank	Citi
Network	Visa	Mastercard
Card Material	Metal	Plastic
Annual Fee	$400.00	$0.00
Base Rate	1.00%	1.00%
Travel Rewards	5.00x	0.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	3%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.0% (base)
Hotels	5.0%	1.0% (base)
Travel	3.0%	1.0% (base)
Mobile Wallet Purchases	3.0%	1.0% (base)
Top Eligible Spend Category (up to $500/billing cycle)	1.0% (base)	5.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	3 partners
Annual Credits	None	None

Transfer Partners

—

5:4

Pricing Details

Purchase APR	22.24% - 29.24%	19.24% - 29.24%
Cash Advance APR	29.99%	29.99%
Penalty APR	N/A	29.99%
Late Fee	$41	$41
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	Primary	—
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	Covered	—
Purchase Protection	Covered	—
Return Protection	Covered	—
Trip Cancellation Interruption	Covered up to $2,000	—
Trip Delay	Covered for delays over 6 hours	—
Tsa Precheck Global Entry	Up to $100 statement credit every 4 years	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard