Snapshot

U.S. Bank Altitude Reserve Visa Infinite Card
U.S. Bank Altitude Reserve Visa Infinite Card
Amex Optima Card
Amex Optima Card
IssuerU.S. BankAmerican Express
NetworkVisaAmerican Express
Card MaterialMetalPlastic
Annual Fee$400.00$49.00
Base Rate1.00%0.00%
Travel Rewards5.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)0.0% (base)
Hotels5.0%0.0% (base)
Travel3.0%0.0% (base)
Mobile Wallet Purchases3.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR22.24% - 29.24%14.99% - 14.99%
Cash Advance APR29.99%28.74%
Penalty APRN/A29.99%
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalPrimary
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended WarrantyCovered
Purchase ProtectionCovered
Return ProtectionCovered
Trip Cancellation InterruptionCovered up to $2,000
Trip DelayCovered for delays over 6 hours
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard