Ranked #106/225
Ranked #217/225

Snapshot

PayPal Cashback Mastercard
PayPal Cashback Mastercard
 USAA Rate Advantage Visa Platinum Card
USAA Rate Advantage Visa Platinum Card
IssuerSynchronyUSAA
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.50%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)0.0% (base)
Online Retail3.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 29.24%12.15% - 29.15%
Cash Advance APR29.99%29.15%
Penalty APRN/A32.4%
Late Fee$41$35
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental-Secondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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