Amazon Store Card vs Bank of America Business Advantage Customized Cash Rewards Mastercard

Side-by-side comparison of Amazon Store Card and Bank of America Business Advantage Customized Cash Rewards Mastercard. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Amazon Store Card	Bank of America Business Advantage Customized Cash Rewards Mastercard
Issuer	Synchrony	Bank of America
Network	Store Card	Mastercard
Card Material	Plastic	Plastic
Annual Fee	$0.00	$0.00
Base Rate	0.00%	1.00%
Travel Rewards	0.00x	0.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	3%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	0.0% (base)	1.0% (base)
Amazon.com purchases (with eligible Prime membership)	5.0%	1.0% (base)
Category of your choice (up to $50K combined w/ dining per year)	0.0% (base)	3.0%
Dining (up to $50K combined w/ 3% per year)	0.0% (base)	2.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	29.99% - 29.99%	18.49% - 28.49%
Cash Advance APR	N/A	29.99%
Penalty APR	N/A	N/A
Late Fee	$40	$39
Balance Transfer Fee	N/A	undefined% (min $0)

Insurance & Protections

Auto Rental	—	Primary (when renting for business purposes)
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	—	—
Purchase Protection	—	—
Return Protection	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	—
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard