Snapshot

SoFi Credit Card
SoFi Credit Card
 Citi / AAdvantage Executive World Elite Mastercard
Citi / AAdvantage Executive World Elite Mastercard
IssuerThe Bancorp BankCiti
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$595.00
Base Rate2.00%1.00%
Travel Rewards0.00x4.00x
Auth. User Fee$0.00$175.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Hotels2.0% (base)10.0%
Travel2.0% (base)10.0%
Airline2.0% (base)4.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR19.99% - 29.99%21.24% - 29.99%
Cash Advance APR29.99%29.99%
Penalty APRN/A29.99%
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage Delay—Covered
Baggage Loss—Covered
Cell Phone ProtectionUp to $1,000 per claim—
Extended Warranty——
Purchase Protection——
Return Protection——
Trip Cancellation Interruption—Covered
Trip Delay—Covered
Tsa Precheck Global Entry—Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard