Snapshot

SoFi Credit Card
SoFi Credit Card
 Hilton Honors American Express Aspire Card
Hilton Honors American Express Aspire Card
IssuerThe Bancorp BankAmerican Express
NetworkMastercardAmerican Express
Card MaterialPlasticPlastic
Annual Fee$0.00$550.00
Base Rate2.00%3.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate2.0% (base)3.0% (base)
Hotels2.0% (base)14.0%
Airline2.0% (base)7.0%
Restaurants2.0% (base)7.0%
Travel2.0% (base)7.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR19.99% - 29.99%12.74% - 21.74%
Cash Advance APR29.99%28.74%
Penalty APRN/A29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondary—
Baggage Delay——
Baggage Loss——
Cell Phone ProtectionUp to $1,000 per claim—
Extended Warranty——
Purchase Protection——
Return Protection——
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard