Snapshot

SchoolsFirst Inspire Mastercard
SchoolsFirst Inspire Mastercard
USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
IssuerSchoolsFirst FCUUSAA
NetworkMastercardAmerican Express
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.50%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Gas Stations1.5% (base)5.0%
military base purchases1.5% (base)5.0%
Supermarket purchases (up to $3,000/year)1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR13.9% - 18%17.15% - 31.15%
Cash Advance APR18%31.15%
Penalty APRN/A32.4%
Late Fee$15$35
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage DelayUp to $100 per day for 3 days
Baggage Loss
Cell Phone Protection
Extended WarrantyDoubles original warranty up to 1 additional year
Purchase Protection
Return Protection
Trip Cancellation InterruptionUp to $1,500 per covered person
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard