Ranked #135/225
Ranked #161/225

Snapshot

SchoolsFirst Inspire Mastercard
SchoolsFirst Inspire Mastercard
 United Gateway℠ Credit Card
United Gateway℠ Credit Card
IssuerSchoolsFirst FCUChase
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.50%1.00%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Gas Stations1.5% (base)2.0%
Transit & Rideshare1.5% (base)2.0%
United1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR13.9% - 18%12.99% - 21.49%
Cash Advance APR18%21.74%
Penalty APRN/A23.24%
Late Fee$15$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondaryYes
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-120 days
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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